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Information for Next-of-Kin (Estate Monies)

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1. What do I need to ensure before applying to the Public Trustee?

You will need to ensure that the estate does not fall under one of the situations stated below where the Public Trustee cannot act.

2. What are the situations where the Public Trustee cannot act?

We cannot act if:

 

  • the estate is worth more than $50,000;

  • a court application for Letters of Administration or Grant of Probate has been filed;

  • there are conflicting claims to the estate or disputes among the beneficiaries;

  • the estate has outstanding debts or liabilities;

  • the person who has died had shares or other interest in unlisted companies (foreign or local);

  • the person who has died was a partner, a sole proprietor or had an interest in a firm or other business;

  • the person who died was the sole lessee (owner) of a HDB flat and a child is eligible to inherit the whole or part of the flat;

  • there are pending lawsuits which involve the person who has died;

  • there are insurance policies where one or more people have been nominated as beneficiaries [Under Section 73 of the Conveyancing and Law of Property Act (Cap. 61), Sections 49L and 49M of the Insurance Act (Cap. 142)];

  • there are trust bank accounts opened with a child; and

  • there are commercial vehicles involved such as taxis.

 

In these cases, you will need to apply to the court for Letters of Administration to deal with the person’s estate.

 

If you qualify for legal aid, you may apply to the Legal Aid Bureau for assistance in obtaining a Letter of Administration. More information on the Legal Aid Bureau can be accessed at www.lab.gov.sg. If you do not qualify for legal aid, you will need to engage the services of a lawyer.

3. What are the assets administered by the Public Trustee?

The assets administered by the Public Trustee are:

 

  • Deceased's money in banks or other financial institutions in Singapore;

  • Deceased's shares which are listed on the Singapore Exchange;

  • Deceased's fully paid-up vehicles, apart from commercial vehicles like taxis (we will only transfer the vehicles);

  • salary the Deceased was owed but not yet paid;

  • Deceased's items in a safe-deposit box;

  • Deceased's money paid as government compensation; and

  • Deceased's money from the Workfare Income Supplement Scheme.

 

4. How do I apply to the Public Trustee to administer a Deceased’s Estate?

You will need to make an online application at www.mlaw.gov.sg/pto under eServices for the Public Trustee to administer the Deceased’s estate monies.  Please note that you will be required to disclose information on the Deceased’s shares, bank savings account, death gratuity, insurance policies and vehicles owned (if any) in the online application.


You will need to have your Singpass ready in order to access our online application form. You may apply for your Singpass at https://www.singpass.gov.sg if you do not have one.


If you are ineligible to apply for a Singpass, you may apply for a login ID and password through our website: www.mlaw.gov.sg/pto under eServices.

5. How would the Public Trustee distribute the estate of a non-Muslim?

If the person who died was not a Muslim, we will distribute the estate in line with the Intestate Succession Act, which says that the distribution of any movable property (for example, money in the bank account) will be regulated by the law of the country in which the person was domiciled at the time of their death.

 

If the person who died was domiciled in Singapore at the time of their death, we will distribute their estate in line with the rules of distribution in the Intestate Succession Act.

 

 

(Note: The place of domicile refers to the place where the Deceased intended his permanent home to be. It does not refer to his nationality or residence.)

6. What are the Rules of Distribution under the Intestate Succession Act (Cap. 146)?

Kindly note that these Rules of Distribution apply only to a non-Muslim Deceased domiciled in Singapore.


Rules of Distribution (Non-Muslims)

Deceased Die

Intestate Leaving

Distribution

Spouse

No Issue

No Parent

Whole share to surviving spouse

Spouse

Issue

½ share to surviving spouse.

½ share to be shared equally among issue and, where they have already died, their children.

Parents are not entitled.

Issue

No Spouse

Whole share to be shared equally among issue and, where they have already died, their children.

Parents are not entitled.

Spouse

Parent

No Issue

½ share to surviving spouse.

½ share to be shared equally among surviving parents.

Parents

No Spouse

No Issue

Whole share to be shared equally among surviving parents.

Siblings

No Spouse

No Issue

No Parents

Whole share to be shared equally among deceased’s siblings and, where they have already died, their children.

Grandparents

No Spouse

No Issue

No Parents

No Siblings and their children

Whole share to be shared equally among surviving grandparents.

Uncles and Aunts

No Spouse

No Issue

No Parents

No Siblings and their children

No Grandparents

Whole share to be shared equally among surviving uncles and aunts.


* Spouse refers to husband or wife.

* Issue means a child (legitimate or legally adopted) and the descendants of a deceased’s child. Illegitimate children and transferred children are NOT entitled under the Intestacy Rules.

7. How would the Public Trustee distribute the estate of a Muslim?

If the person who died was a Muslim, we will distribute the estate in line with Section 112 of the Administration of Muslim Law Act according to the school of the Muslim law the person observed.

 

The Certificate of Inheritance issued by Syariah Court will list down the beneficiaries and their share of inheritance.

8. What are the documents that need to be submitted to the Public Trustee?

Annexes A (for Muslims) and B (for non-Muslims) set out the list of documents we need.

 

For a reimbursement of funeral expenses, Annex C sets out the list of documents we need.

 

You may pick up a copy of Annexes A, B and C from our office or view them on our website under Deceased CPF / Estate Monies > Forms.

 

Common types of documents required are:

 

1)      Death Certificate of Deceased

2)      Birth Certificate of Deceased

3)      Marriage Certificate of Deceased

4)      Decree Nisi Absolute (if the Deceased was divorced)

5)      Birth Certificate of Beneficiary

6)      NRIC of Beneficiary

7)      Death Certificate of Beneficiary (if deceased)

8)      Marriage Certificate of Deceased’s Parents

9)      Death Certificate of Parent (if deceased)

10)   Certificate of Inheritance (For Muslims only)

 

For Muslims, you may apply for the Certificate of Inheritance at www.syariahcourt.gov.sg .

 

You will be assigned a case officer after you have filed your online application. Please inform your case officer if you do not possess some of the required documents. Your case officer will advise you on what to do after you have submitted your online application.

9. What are the fees charged by the Public Trustee for the administration of Estate?

The fees we charge for administration of the estate are shown below:

 

Value of Estate

Charge

For the first $5,000

6.50%

For the next $2,000

6.00%

For the next $3,000

4.25%

For the next $10,000

2.75%

For the next $30,000

2.25%

 

These fees, which we will take from the estate money, include GST and cannot be waived. You will have to pay a minimum fee of $15.

 

10. How can I claim a reimbursement of funeral expenses out of the Deceased’s Estate monies?

You can indicate the amount of funeral expenses which you would like to claim from the Deceased’s Estate monies in the online application form.

 

Please note that the maximum amount of funeral reimbursement claim allowable for a Deceased is $6,000.

 

Both beneficiaries and non-beneficiaries are eligible to claim a reimbursement of funeral expenses from the Deceased’s estate monies. However, a non-beneficiary must produce copies of the relevant receipts showing proof of the funeral expenses incurred before his claim can be considered.

 

You will also have to submit the following supporting documents to us:

 

1)      NRIC/Passport/Social Security Card (for US Nationals)/Election Card (for Indian Nationals) of Claimant and Applicant who submitted the Online Application Form

 

2)      Death Certificate of Deceased

 

3)      If Claimant is:

a.      Spouse of Deceased – Marriage Certificate

b.      Child of Deceased – Birth Certificate of Child and Marriage Certificate of Parents

c.       Parent of Deceased – Birth Certificate of Deceased and Marriage Certificate of Parents

d.      Sibling of Deceased – Birth Certificate of Deceased and Birth Certificate of Sibling

 

4)      Original “Declaration Form (Estate monies) for funeral expenses” (Please return completed form by Post. Scanned and Faxed Copies are NOT allowed). You may obtain a softcopy of the “Declaration Form (Estate monies) for funeral expenses” at www.mlaw.gov.sg/pto > Deceased CPF / Estate monies > Forms.

 

5)     Front page of the bank passbook or bank statement. For a payment to a joint bank account or third party account, both you and the account holder(s) must execute the appropriate indemnity forms (Form 15A; and 15B or 15C) which are available at our website. For the other non-electronic modes of payment, you will bear all the charges imposed by the bank(s) which will be deducted directly from the inheritance.

 

6)      Receipts incurred for Funeral Expenses (Compulsory for Non-Beneficiary Claimant)

 

Please indicate the case reference number and NRIC of the deceased on your supporting documents. This case reference number is shown after you click the submit button of your online application.

 

You may post the hardcopy of the “Declaration Form (Estate monies) for funeral expenses” to the following address: 

 

Public Trustee’s Office
The URA Centre (East Wing)
45 Maxwell Road, #07-11
Singapore 069118

11. When will the money be paid to me?

As a general rule, we will distribute the money within 4 weeks from the date of receipt of the full set of documentation from the beneficiaries or the date of receipt of the deceased’s monies, whichever is later.

12. Can I get the Public Trustee’s assistance in resealing in Singapore, Letters of Administration / Grant of Probate that was obtained overseas?

The Public Trustee does not assist in resealing in the Singapore Courts, Letters of Administration or Grants of Probate that were obtained overseas. You will have to engage a Singapore lawyer to do this.

 

LSRA has an integrated online search function which lists all registered law practices (foreign or local), Singapore solicitors, foreign lawyers, and regulated non-practitioners. At present, you can search by name, practice area, and the type of law practice. We are working on further enhancements to the search function.

 

Please note that the search results are based on information provided by law practices and lawyers. The Ministry of Law does not make any warranty or representation as to their accuracy, completeness or reliability. 

 

13. Does the Public Trustee assist in the administration of a deceased’s share in a HDB flat if it is of small value?

On a case-by-case basis, the Public Trustee does administer a deceased’s share in a HDB flat if it is of small value. You will first have to submit an online application for the Public Trustee to administer the deceased’s estate so that we may consider your request.

 

Please refer to our Q2 on the situations where the Public Trustee would not be able to administer an estate.

14. I need someone to assist me to submit the online application but I do not want to engage the e-Helper’s service.

You may wish to get a family member or a trusted friend to assist you in completing our online application form.

 

 

With effect from 5 Mar 2018, all payments will be made electronically.

 

 

Last updated on 08 Jun 2018